Thread Rating:
  • 25 Vote(s) - 2.72 Average
  • 1
  • 2
  • 3
  • 4
  • 5
Insurance with modifications...inc bull bar.
#1
Hi to those with bull bars, tinted windows, tow bars, alloys please note these are all now classed as mods to your vehiecal. Just spent few days preparing for renewal of insurance. After disaster with my last insurance, insure, who use advantage insurance and heavy cost of mods with them I shopped around. Finnaly got a good price from Grove and Dean, all my mods inc bull bar, with courtesy car, full breakdown, european cover, protected no claims, and legal support all for £312.00. Most quotes with my mods came to 7-800.00 They are Highway which is part of liverpool and victoria.
Hope this helps some of you, oh and that also included my recent little reverse into a wall in June costing £600. My excess is also only £100 total. Nil Voluntary.
Pete
2010 artic silver VTR with EXTRAS.......Confusedunny:
Reply
#2
I have found that Admiral (multicar) are quite good with mods and sensibly differentiate between those that affect performance against those that are cosmetic/practical.

The general rule seems to be anything that wasn't on the car when first built is a "mod" and should be declared. It just isn't worth the risk of trying to save a few quid, or thinking that it wont matter, against the possibility of having your claim rejected or picking up the bill from a 3rd party.
2005 Berlingo Multispace 1.6i Desire (Iron Grey)

If everything seems to be going well, you have obviously overlooked something.


Reply
#3
AGREED CHRIS.
2010 artic silver VTR with EXTRAS.......Confusedunny:
Reply
#4
R.I.A.S Insurance also covers these mods. (over 50's only)
Good god I'll be going on a Saga cruise next!!!!!!!!!!!!!!!!!!!!!!!!

woodshaper
Reply


Forum Jump:


Users browsing this thread: 1 Guest(s)
Welcome, Guest
You have to register before you can post on our site.


  

Password
  





Search Forums

(Advanced Search)

Latest Threads
DW8 engine tapping
Last Post:jj9
Today 01:14 AM
» Replies: 3
» Views: 92
Rear window heater repair
Last Post:Silverberlingo
Yesterday 11:38 PM
» Replies: 0
» Views: 29
New PureTech 110 S&S Flai...
Last Post:Jed Clampit
Yesterday 09:04 PM
» Replies: 3
» Views: 58
What website to pass time...
Last Post:Solent
Yesterday 08:32 PM
» Replies: 0
» Views: 32
Berlingo Parts
Last Post:Sb12
Yesterday 07:56 PM
» Replies: 0
» Views: 34
Rear hub nut torque setti...
Last Post:jj9
Yesterday 07:55 PM
» Replies: 15
» Views: 270
temperatue dial
Last Post:Kokain
Yesterday 05:28 PM
» Replies: 3
» Views: 84
Trip Computer on Type A M...
Last Post:cancunia
Yesterday 03:50 PM
» Replies: 0
» Views: 32
Loud beeping from radio u...
Last Post:nicko
Yesterday 03:49 PM
» Replies: 3
» Views: 116
Ligts won't go off!
Last Post:Berlingos12
Yesterday 02:50 PM
» Replies: 10
» Views: 474

Locations of visitors to this page